Tag: GLP-1 medications

Wegovy and Zepbound Cash Pay Prices Without Insurance

On By Dr. Scott RennieIn Weight Loss & Metabolic HealthLeave a comment

Patients and colleagues ask me often about the cost of GLP-1 medications when insurance does not cover them. Wegovy and Zepbound are both FDA approved for weight management. Many patients run into the same barrier: their insurance plan excludes the drug entirely. In those cases, people end up paying cash, and the list price can be thousands of dollars a month.

Novo Nordisk now offers a cash pay path that changes the math for some patients. Through NovoCare Pharmacy, every Wegovy dose strength drops to 499 dollars for a 28 day supply, shipped directly to the patient’s home. This applies only when a patient’s insurance won’t cover Wegovy at all; if a commercial plan does cover it, a separate savings offer can drop the copay as low as 0 to 25 dollars, but the 499 dollar flat price is reserved for patients paying entirely out of pocket. Medicare and Medicaid patients don’t qualify. Sources: Novo Nordisk press release, August 5, 2025 (prnewswire.com), and the NovoCare savings program website (novocare.com).

I had a patient not long ago who had already tried to fill Wegovy at a local pharmacy. The pharmacist told her the cash price was over 1,300 dollars. She could not afford that. Under this new program, she can request her prescription be sent to NovoCare Pharmacy and receive the medication for 499 dollars a month instead. Still expensive. For some patients it is the only feasible way to continue therapy when insurance refuses to cover it.

Eli Lilly runs a comparable program for Zepbound. Both LillyDirect and NovoCare are really good in my experience. The paperwork is less than most insurance companies require, and both platforms are quick to get medications out to patients. I like them equally and don’t have a preference. Self pay patients can get Zepbound for 500 dollars a month, a 28 day supply, dispensed through a mail order pharmacy under LillyDirect, Lilly’s patient access platform, and shipped to the patient. The same coverage rule applies: this is for patients whose insurance doesn’t cover the drug, and Medicare, Medicaid, and other government insurance don’t qualify. Source: LillyDirect program site and Eli Lilly press announcement, August 2025.

These programs are designed for a narrow group: patients with no coverage at all, facing list prices that are otherwise out of reach.

If you are a patient considering these programs, the next step is to talk with your prescribing clinician. Prescriptions have to be routed to the designated mail order pharmacies to qualify for the flat cash price. Taking the prescription to a local retail pharmacy and expecting the same deal won’t work.

As a physician, I see how frustrating the access issue has become. Some patients with coverage pay very little. Others pay nothing. Then the next patient on my schedule that same day has no coverage at all and faces a price higher than their mortgage. These new programs don’t solve every problem. For patients paying entirely out of pocket, they make a real difference. Whether 499 or 500 dollars a month is enough is a fair question. It beats a price higher than a mortgage payment, and for now, that’s the trade on the table.

Sources: Novo Nordisk press release August 5, 2025, NovoCare savings program (novocare.com), Eli Lilly press materials August 2025, LillyDirect (lillydirect.com).

Scott Rennie, D.O.
Board Certified in Obesity Medicine and Family Medicine

This blog is for educational purposes only and does not constitute individual medical advice. Always consult your own physician before making changes to your health, medications, or treatment plan.

What Is an Obesity Medicine Board Certified Doctor?

On By Dr. Scott RennieIn Weight Loss & Metabolic HealthLeave a comment

More family physicians, myself included, are choosing to become certified through the American Board of Obesity Medicine. The credential looks small on paper. What sits behind it is a real change in how we handle obesity and the conditions that travel with it.

ABOM certification is open to physicians who can show advanced knowledge in preventing, evaluating, and treating obesity. There are two routes. One is 60 hours of continuing medical education credits in obesity-related topics, half of which must specifically address obesity treatment. The other is an accredited obesity medicine fellowship. Either way, candidates then sit for a 4-hour exam covering the physiology and pathophysiology of obesity, nutrition and behavioral treatment, medications, surgery, and bias in care.

Why go through all that? We are the ones patients come to first. About 40% of U.S. adults have obesity, and it is tied to diabetes, heart disease, infertility, arthritis, and worse outcomes with infections. Yet most of us had very little structured training on obesity in medical school or residency. I certainly didn’t. ABOM fills that gap with something more useful than repeating “eat less, move more.”

Patients are also asking harder questions than they used to. GLP-1 medications like semaglutide and tirzepatide changed the conversation. People have worked out that weight regulation is physiology, not character. They want to know whether medication makes sense for them, what the risks are, and what else they should be doing. Certification puts you in a better position to answer that honestly and to build a plan that lasts longer than a few months.

For me, the certification built confidence. I know how to adjust anti-obesity medications, screen for related conditions like PCOS or fatty liver, and talk about weight without stigma. Patients notice. They feel taken seriously when obesity gets treated as the chronic medical condition it is.

One case stays with me. A patient in her fifties came to me with obesity and prediabetes, worn down after years of failed diets. Using what I’d learned, I recognized she was a candidate for pharmacotherapy. We started semaglutide, and we built a plan around meal structure, activity, and sleep. Within months her A1c had come back into the normal range and her energy had returned.

Colleagues are seeing benefits too. A physician I know in rural Missouri became ABOM-certified and quickly became a regional referral point. Practices in nearby towns began sending her patients rather than having them drive hours to an urban obesity clinic. In an underserved area, that is the difference between getting treated and not.

For doctors considering it, the field is growing quickly. More than 11,500 physicians in the United States and Canada now hold the certification, up from roughly 9,800 a year earlier. Insurers are beginning to recognize obesity medicine, which means more treatments get covered when a certified physician is guiding them. You also end up connected to a national group of people working on one of the largest drivers of chronic disease we have.

So the certification is a line on a CV. It is also the reason I practice differently than I did before I sat the exam, and that is the part that reaches patients.

Scott Rennie, D.O.

Sources:

American Board of Obesity Medicine: https://www.abom.org

Johnson-Rabbett B, et al. An Update on the American Board of Obesity Medicine (ABOM): 2017-2024. Obesity. 2025. doi:10.1002/oby.70013

CDC/NCHS. Obesity and Severe Obesity Prevalence in Adults: United States, August 2021-August 2023. NCHS Data Brief No. 508: https://www.cdc.gov/nchs/products/databriefs/db508.htm

Flegal KM, Kruszon-Moran D, Carroll MD, Fryar CD, Ogden CL. Trends in Obesity Among Adults in the United States, 2005 to 2014. JAMA. 2016;315(21):2284-2291.

Board Certified in Obesity Medicine and Family Medicine

This blog is for educational purposes only and does not constitute individual medical advice. Always consult your own physician before making changes to your health, medications, or treatment plan.